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How to save up for a summer vacation

Posted by Liberty National Bank on May 16, 2018 9:57:00 AM

Are all your friends counting down to their summer vacations here in a few weeks? If you are feeling a bit left out... let's chat about how you can save up for a vacation next year that you can brag about! If you daydream of the beach or NYC, these tips can help get you there. 

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Topics: saving

Financial Tips For 20-somethings

Posted by Liberty National Bank on Apr 24, 2018 9:29:00 AM
Your 20's are supposed to be a time to get on your own feet and have fun! This time is also usually defined by a series of big life changes. Make sure you are prepared for all these changes by being financially stable!
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Topics: Banking, budget, retirement, saving

Why you need to establish credit when you're young

Posted by Liberty National Bank on Apr 4, 2018 12:00:00 AM
We have already tackled the topic of how to build your credit ( click here), but now it's time to focus on why you need good credit and why you need to establish good credit when you are young. 
  • Getting approved for an apartment (and setting up utilities
  • Opening a credit card account
  • Getting lower interest rates
  • Buying a car 
  • Buying a house 
  • Getting a job (and holding a company credit card)
  • Getting your own cell phone plan
  • Getting your own car insurance

Not having credit can make the living on your own phase even harder for young people! Parents, a great idea to help your child obtain good credit is to add them as an authorized user to your credit card account. This doesn't mean you need to hand them a credit card! Make sure you educate them on credit cards first. Another idea: if you plan on buying them their first car add them as a co-signer and they will reap the benefits if the payments are made on time! 

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Text Message Alerts

Posted by Liberty National Bank on Mar 21, 2018 9:35:00 AM

There are SO many great features to mobile and online banking other than just being convenient. For example, did you know you can set up a text message alert that will let you know when your balance falls below a certain limit. This is KEY to not having to pay overdraft fees. This simple tool can greatly help eliminate frustration and unwanted fees.

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Topics: mobile banking, online banking

Different Types of Home Loans

Posted by Liberty National Bank on Mar 6, 2018 9:33:00 AM

Spring is almost here! Yes, this means warmer weather, but it also means the real estate market is gearing up. Whether you are a first time home buyer or a seasoned pro, everyone needs a brush up on home loans. I mean, a mortgage isn't something you get every day!

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Topics: mortgage

HOW TO BUILD AN EMERGENCY FUND

Posted by Liberty National Bank on Feb 13, 2018 9:58:00 AM

Emergency funds are major and if you don't have one - it should be your next financial goal. An emergency fund is essential if you were to ever suffer from a large financial loss, such as losing your job or receiving a large medical bill. Things of this nature happen unexpectedly, so make sure to start saving for your fund today. Here's how...

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Topics: saving

WHAT IS A CERTIFICATE OF DEPOSIT (CD)?

Posted by Liberty National Bank on Jan 23, 2018 10:14:00 AM

You've probably heard the term "CD" all of your life, but do you know what it is? It's okay if you don't! It's one of those things that no one ever explains... which is why we are here today! 

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HOW TO BUILD YOUR CREDIT

Posted by Liberty National Bank on Jan 2, 2018 10:04:00 AM

Happy New Year!!! It's the time to get excited for what is to come this year and make some goals! Let's talk about your credit score today... thrilling topic, we know! BUT, your credit score is incredibly important for many reasons. Mainly, because a great credit score will grant you lower interest rates on future loans! Think about upping your credit score as a financial goal! 

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PREVENTING CREDIT CARD FRAUD

Posted by Liberty National Bank on Dec 5, 2017 10:59:00 AM

Credit card fraud can happen to anyone! And it can happen fast. Be sure to keep a keen eye on your statements to report anything that looks suspicious. Most of the time you can also set alerts if the company spots anything out of the ordinary. Keep reading for some tips to keep your information out of the wrong hands!

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Topics: fraud

Perks Of Paperless

Posted by Liberty National Bank on Nov 13, 2017 2:39:39 PM

Have you gone paperless yet? There are many benefits and making the switch is easy. 

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Learn With Us! 

At Liberty National Bank, we are always evolving our services and technology to better serve you. Follow along with our blog for app updates, banking tips, and more! We are with you all the way. 

 

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